1. You will be considered for a Habitat home if your present housing is not adequate and you are unable to obtain adequate housing through other conventional means.  Lack of adequate housing may include problems with the present structure; water, electrical or sewage service systems; heating system, or failure to meet city property maintenance standards.  Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.
2. The percentage of your monthly income that you currently spend on housing is considered to determine need.  You will be required to openly and fully discuss your financial situation with Habitat personnel.
3. You and your family will be considered if your annual total income is between 30-60% of the median income for Fairbanks.

Year 2005-2006 Guidelines
Family Size	30% Median	60% Median
One	$14,650	$29,300
Two	$16,750	$33,500
Three	$18,800	$37,600
Four	$20,900	$41,800
Five	$22,600	$45,200
Six	$24,250	$48,500
Seven	$25,950	$51,900
Eight	$27,600	$55,200

If you would like to learn more about homeownership, call us (907) 452-1685 or complete the online interest form and we will contact you before we have our next meeting.